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Sep 28, 2017 - 34 minute read

How much can you get for a personal loan

and the company now has 2,400 office locations. Thank you, you have successfully subscribed to our newsletter. Enjoy reading our tips and recommendations. Auto Finance Contributing Editor. Lauren Fix, also called The Car Coach, is an automotive and auto finance expert.

Her understanding of vehicles has made her the go to person on TV, radio, print media and the Internet. She has authored multiple books and writes a column for several outlets, including Parade Magazine, NewsMax and Car Coach Reports.

How much can you get for a personal loan

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How much can you get for a personal loan

The laws about payday lending vary from state to state. States fall into three basic groups: Permissive States. In 28 states, there are very few restrictions on payday lending. Lenders can charge 15 or more for each 100 borrowed, and they can demand payment in full on the borrowers next payday. However, even these states have some limits. Most of them put a limit on how much money users can borrow either a dollar amount or a percentage of the borrowers monthly income.

Also, a federal law bars lenders in all states from charging more than a 36 annual percentage rate (APR) to active-duty members of the military. Many payday lenders deal with this law by refusing to make loans to service members. Restrictive States.

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