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Sep 28, 2017 - 34 minute read

Can i buy property with a personal loan

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Can i buy property with a personal loan

BDO Kabayan Program - Secured. Basic Requirements. Filipino citizen or foreigner residing in the Philippines for more than two (2) years Must be 21 years old at time of application but no more than 70 years old upon maturity Minimum Gross Annual income P120,000 for Salaried Employees P400,000 for Self-Employed Professionals Must have a mobile phone and at least 1 landline phone at either residence or office Residence or office must be within BDO serviceable area Additional application requirement for Salaried Employees Must be at least one (1) year tenure with the company Additional application requirement for Self-Employed Must be a sole proprietor or majority part-owner of a company operating for at least two (2) years.

Additional application requirement for Professionals Must be in private practice for at least one (1) year. Document Requirements. Pre Approval. Proof of Income for Salaried Employees. Photocopy of the latest BIR Form 2316 or W2 signed by employer's authorized representative (MANDATORY) and submit can i buy property with a personal loan of the following: Original Certificate of Employment and Income (COEI) issued in the last three (3) months indicating status, length of service and breakdown of compensation Photocopy of last full month pay slip.

Proof of Income for Self-EmployedProfessionals. Photocopy of Registration of Business Name For Single Proprietorship issued by the DTI (Department of Trade and Industry) For Partnerships issued by the SEC (Securities and Exchange Commission) Photocopy of latest ITR and W4 with BIRBank Stamp (MANDATORY) Photocopy of latest Audited Financial Statements for the last two (2) years Photocopy of Bank Statements for the last six (6) months (OPTIONAL) Proof of Identification - Photocopy of at least two (2) valid photo-bearing identification documents, front and back, issued and signed by an official authority such as: Passport Driver's License Professional Regulations Commission (PRC) ID National Bureau of Investigation (NBI) Clearance Police Clearance Postal ID Voter's ID Barangay Certification Government Service Insurance System (GSIS) E-card Social Security System (SSS) Card Senior Citizen Card Overseas Workers Welfare Administration (OWWA) ID OFW ID Seaman's Book Alien Certification of RegistrationImmigrant Certificate of Registration Government Office and GOCC ID, e.

Can i buy property with a personal loan

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